The main multi PG and payment orchestration platforms in India are PaySprint SprintPGX, Razorpay Optimizer, Nimbbl, HDFC Bank's Smart Gateway with Juspay, Cashfree FlowWise and JustPe Multi PG. All route payments across several gateways through one integration. They differ in who runs them, whether they are hosted or self-hosted, and how much control you get over routing rules.
A year ago, if you wanted to run more than one payment gateway in India, you mostly built it yourself. Now there are several platforms that sell exactly this: one integration, many gateways, routing on top. They describe themselves with different labels (multi PG, payment orchestration, smart router, AI router), but they are trying to solve the same problem, which is payments failing because they all go through one gateway.
Below is a plain comparison of the main options we know of, based on what each company says publicly. We make one of them, JustPe Multi PG, so we have tried hard to describe the others fairly and link to their own pages so you can check.
What is a multi PG platform?
A multi PG platform, also called a payment orchestration platform, is a layer between your checkout and several payment gateways. You integrate once, and the platform decides which gateway handles each payment, switches to another gateway when one fails, and gives you one place to see transactions and callbacks.
Multi PG and payment orchestration platforms in India at a glance
Based on public information as of October 2026. Figures in this table are the vendors' own claims, not independent tests. Check each vendor's current offering before deciding.
| Platform | Company | How it describes itself | Gateway coverage (as stated) | Source |
|---|---|---|---|---|
| SprintPGX | PaySprint | AI-powered payment gateway orchestration with success-rate, cost-based and load-balanced routing | 10+ gateways | PaySprint |
| Optimizer | Razorpay | AI-powered payments router with rule-based, percentage split and success-rate routing | Multiple gateways and aggregators, including non-Razorpay ones | Razorpay |
| Nimbbl | Nimbbl | Single integration to many gateways with smart routing and checkout optimisation | 12+ to 25+ gateways depending on the listing | Shopify listing |
| Smart Gateway | HDFC Bank with Juspay | Bank-led smart gateway focused on conversion, risk monitoring and PCI-DSS compliance | Not stated in the announcement | Juspay |
| FlowWise | Cashfree Payments | Self-hosted payment orchestration that runs on the merchant's own infrastructure | Not stated in the announcement | Cashfree |
| JustPe Multi PG | JustPe | One integration in front of your gateways, with a backup gateway per payment method and every gateway's callbacks in one place | Works with the gateways you already use; tell us which | JustPe |
What are the alternatives to SprintPGX?
If you are evaluating PaySprint's SprintPGX, the closest alternatives in India are Razorpay Optimizer, Nimbbl, HDFC Bank's Smart Gateway built with Juspay, Cashfree FlowWise and JustPe Multi PG. They all route payments across more than one gateway. They differ in who runs them (a gateway company, a bank, an independent platform), where they run (hosted or on your own servers), and how much control you get over routing rules.
Questions that separate one platform from another
Is the platform independent of any single gateway?
Some orchestration products are built by a payment gateway company. That is not a problem in itself, but ask how routing decisions are made when the vendor's own gateway is one of the options, and whether you can route most of your volume elsewhere if your data says so.
Hosted or self-hosted?
A hosted platform is quicker to start with. A self-hosted one keeps payment logic inside your infrastructure, which some large enterprises prefer for control and data reasons, at the cost of more engineering work.
How are the AI and success-rate claims measured?
Almost every vendor in this space quotes an uplift in success rate. Ask what the baseline was, over what period, and whether customer-side declines were excluded. Our guide on AI payment routing has a list of questions to ask.
Can you write your own rules?
Automatic routing is useful, but you will still want hard rules for things like international cards and subscription mandates. See the payment routing rules a good platform should let you set.
Which gateways does it already connect to?
Make sure your current gateway is supported, so you can add a backup without migrating away from what already works.
What happens to refunds, mandates and saved cards?
Refunds go back through the gateway that took the payment, and recurring mandates and card tokens are usually tied to one gateway. Ask how the platform tracks this.
Which kind of business fits which platform?
- Large enterprises with their own payments engineers may prefer a self-hosted option or a bank-led gateway with deep risk tooling.
- Businesses already happy with one gateway's products may find that gateway's own router the easiest add-on.
- Growing businesses that want a backup gateway without a big project are who JustPe Multi PG is built for: keep your current gateway as primary, add a backup, and get callbacks from both in one place.
Our take
The label matters less than three things: whether your current gateway is supported, whether you can control the rules, and whether the vendor can show you success-rate numbers on your own traffic rather than an average. If you want to see how JustPe handles those, read how JustPe Multi PG works or talk to our team.
Frequently asked questions
What is SprintPGX?
SprintPGX is a multi-gateway payment orchestration platform from PaySprint. According to PaySprint, it connects businesses to 10+ payment gateways through one integration and routes payments using success-rate, cost-based and load-balanced routing.
What are the best alternatives to SprintPGX?
Alternatives in India include Razorpay Optimizer, Nimbbl, HDFC Bank's Smart Gateway built with Juspay, Cashfree FlowWise and JustPe Multi PG. The right choice depends on which gateways you already use, whether you want a hosted or self-hosted platform, and how much control you need over routing rules.
Is a multi PG platform the same as payment orchestration?
Mostly, yes. Both terms describe a layer that sits in front of several payment gateways, routes each payment to one of them and gives you a single integration. Payment orchestration is the broader industry term, while multi PG is the term more commonly used by Indian merchants.
