Privacy Policy

We're always looking for new ways to provide privacy for our customers.

Retention of Data

We are required to delete all your data after closure of your Just Pe account, which will include your personal data such as your name, contact details, and transaction history, etc. (“Retained Data”). We will delete and destroy all Personal Information that we hold about you when you (or we) terminate your Just Pe account. We do not store your online banking login PIN, TAN and/or password.

Please note that we will not store your credit card information. Upon receiving your explicit consent, Just Pe will have access to, use, store and retain certain information including your location details, email and contact number. Pricing range starts from Rs. 10 – Rs. 1,00,000.

Please note that we will never ask you to disclose your personal or security details by e-mail. If you receive any e-mail purportedly from Just Pe requesting your personal or security details, please do not respond to it (“Such E-mail”). Please forward any Such E-mail to account@JustPe.in and thereafter delete the e-mail immediately. You can also visit the Delete My Account link and request for deletion.

Disclosure of Information

We do not disclose your Information to any third parties other than the Website’s affiliates and the following:

• a prospective buyer of our business or a buyer of a substantial number of the shares in our business;
• the police, other lawful enforcement body, regulatory body or court if we are under a duty or required by law to disclose or share your personal data, or to protect the rights, property, or safety of ourselves or our group companies, our customers, or others;
• Financial institutions with whom we partner to jointly provide better services, facilities or products to you. These financial institutions may only use your information for providing to you their services and market Just Pe related products without requiring your further consent;
• third parties where you have expressed an interest in receiving information about their goods and services;
• third parties who referred you to us initially and to whom we owe a commission payment as a result of the referral. Where the commission payment is based on transaction volumes, numbers or types of transactions, we may share that information with that third party, but we will not disclose the full details of each of your transactions without your further written consent; and
• third parties we may occasionally use to provide you with the services that you have requested. We require these third parties to not use your personal information for any other purpose;
• third parties with whom we have legal and contractual obligations;
• as may be required under Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016 and/or Aadhaar (Authentication) Regulations, 2016.

Cookies If Applicable (Not for Mobile App)

“Cookies” are small computer files that are transferred to your computer’s hard drive that contain information such as user ID, user preferences, lists of pages visited and activities conducted while browsing the Website. At your option, expense and responsibility, you may block cookies or delete cookies from your hard drive. However, by disabling cookies, you may not have access to the entire set of features of the Website.

Generally, we use Cookies to customize your experience on our Website and to store your password so you do not have to re-enter it each time you visit the Website.

In addition, our business partners may use Cookies to provide us with anonymous data and information regarding the use of our Website. Specifically, some of our business partners use Cookies to show the Website’s ads on other websites on the internet as a result of you using the Website. Such Cookies do not contain any Information. You may opt out of receiving Cookies placed by such third party vendors by visiting the opt-out page.

Other Cookies used by our business partners may collect other non-personally identifying information, such as the computer’s IP address, type of operating system, type of internet browsing software, what web pages were viewed at what time, the geographic location of your internet service provider and demographic information, such as gender and age range. This information is used to provide the Website with more information about our user’s demographics and internet behaviours. You may find out more about the information collected and how to opt-out of receiving these Cookies by visiting our partner’s website.

We do not link the information stored in these Cookies directly to any of your Information you submit while on the Website.

In order to comply with legislation, we have reviewed the use of Cookies on our Website and set out the information below. This is to ensure that you are aware of these cookies and are able to give your consent for the placing of some or all of these cookies on your device when you use our Website. In summary, we use the following types of cookies:

• Strictly Necessary Cookies: These are cookies which are essential for our Website to operate such as those which identify you so you can log into your Just Pe account. They allow you to move around our Website and use the services you have requested. These Cookies will be activated when you enter our Website and as you use our Website.
• Compliance Cookies: These include Cookies which are necessary to assist in meeting our regulatory compliance obligations, such as anti-money laundering and anti-fraud obligations, and prevent your Just Pe account from being hijacked. These cookies will be activated when you enter our Website and as you use our Website.
• Performance Cookies: These are Cookies that help us to improve how our Website works and to deliver a better service to you. For example, they will assess which pages you visit most often or if you get an error message. They also allow us to see if you have used the Website of one of our group or affiliated companies. All information collected by these Cookies is aggregated and therefore anonymous.
• Functionality Cookies: These Cookies allow us to deliver a more personalised service to you and allow our Website to remember choices you have made such as the language you prefer or the region you are in. They may also be used to provide services you have requested such as being able to comment on one of our blogs.
• Third Party Cookies: When you visit a page on our Website with content embedded from third parties, for example, YouTube or Twitter, Cookies may be downloaded onto your device. We do not set or control these Cookies. If you are concerned about the types of Cookies that may be downloaded you check the third party websites for more information about these Cookies.

We may use other Cookies from time to time in accordance with this Privacy Policy. By using our Website and other online services, you acknowledge that we may use some or all of the Cookies set out in this Privacy Policy and you agree that we can place performance and functionality Cookies on your device when you use our Website. If you do not agree to this you should cease using our Website and online services or adjust your browser settings.